{"schema":"exacc.help.page/1","url":"https://exacc.au/help/add-bank-transaction/","title":"Record money spent or received","description":"Record a payment out of or into a bank account that has no invoice or bill: Spend Money or Receive Money, with accounts, GST and a contact.","category":"Accounting","summary":"Open **Books › + Bank Transaction**, choose **Spend Money** or **Receive Money**, the **Bank Account** and the **Date**, add a line for each account with its **Amount** and **Tax** code, and click **Save & Post**.","lastVerified":"2026-10-09","apps":["app"],"processIds":["bank_transaction"],"start":{"label":"Record a bank transaction","url":"https://app.exacc.au/{dbId}/books/bank-journal"},"menuPath":["Books","Banking","+ Bank Transaction"],"steps":[{"step":1,"title":"Open New Bank Transaction","body":["Open **Books › + Bank Transaction**. When you code a line from your bank feed, Exacc opens this screen for you with the date and amount filled in."],"url":"https://app.exacc.au/{dbId}/books/bank-journal","image":"https://exacc.au/help/add-bank-transaction/step-1.png"},{"step":2,"title":"Fill in the header","body":[],"fields":[{"name":"Type","help":"**Spend Money** (money out) or **Receive Money** (money in).","required":true},{"name":"Date","help":"must be after your Accounts Lock date.","required":true},{"name":"Bank Account","help":"the account the money went out of or into.","required":true},{"name":"Contact","help":"who you paid or who paid you."},{"name":"Transaction Memo","help":"what it was for."}]},{"step":3,"title":"Add the lines","body":["Each line has an **Account**, an **Amount** (including GST) and a **Tax** code. Split one payment over several accounts with more lines. **Priv %** marks a private part, and **Tax Var** lets you type the GST yourself."]},{"step":4,"title":"Save","body":["Click **Save & Post**. The total must be above zero. A transaction made from a bank feed line must add up to that line's amount, and its total cannot be changed later."]}],"sections":[{"heading":"It was really an invoice or bill payment","body":["**Convert to Payment** turns the transaction into a payment against the customer's invoice or the supplier's bill, so it shows as paid."]}],"related":["https://exacc.au/help/process-bank-feeds/","https://exacc.au/help/create-general-journal/","https://exacc.au/help/attach-files-to-transactions/","https://exacc.au/help/record-customer-payment/"],"linkNote":"Links containing {dbId} open that screen in the business file whose id is dbId. A person can also open this help page with ?db=<dbId> to get the same links as buttons."}