SuperChoice Expansion
News from the Accounting World

SuperChoice Expansion: New Features and Updates for Seamless Super Payments

7 min read
Published: 25 February 2026
Intermediate

SuperChoice Services has announced major enhancements to its platform, including Payday Super support, expanded fund coverage, and automated compliance features. Discover how these updates streamline superannuation payments for Australian businesses.

New Features

  • Full Payday Super compatibility from 1 July 2026
  • Expanded coverage to 99% of APRA-regulated super funds
  • Real-time payment tracking and confirmation
  • Automated SuperStream compliance
  • Enhanced error detection and resolution

What is SuperChoice?

SuperChoice is Australia's leading super payment and clearing house service that enables employers to pay superannuation contributions electronically to multiple super funds through a single transaction. The service integrates with payroll software to automate the entire super payment process.

SuperChoice handles the complexity of paying to different super funds, ensuring all payments are SuperStream compliant and providing confirmation when funds are received by super funds.

Key Enhancements and New Features

1. Payday Super Ready

SuperChoice has been fully updated to support Payday Super requirements from 1 July 2026:

  • Same-day processing for super payments submitted before 2:00 PM AEST
  • Automated scheduling to align with payroll processing
  • Instant confirmation when funds are debited from your account
  • Real-time status updates as payments progress to super funds

Why This Matters

With Payday Super requiring same-day super payments from 1 July 2026, SuperChoice's enhanced processing ensures you meet compliance requirements without manual intervention.

2. Expanded Super Fund Coverage

SuperChoice now supports 99% of all APRA-regulated super funds, including:

All major industry funds
Retail super funds
Corporate super funds
Self-managed super funds (SMSFs)

This means you can confidently process super payments for virtually all your employees through a single platform, regardless of which fund they have chosen.

3. Real-Time Payment Tracking

The new payment tracking dashboard provides complete visibility of your super payments:

  • Submitted: Payment request received and validated
  • Processing: Funds debited from your account
  • In Transit: Payments being distributed to super funds
  • Confirmed: Super funds have confirmed receipt
  • Allocated: Contributions allocated to employee accounts

4. Enhanced Error Detection

SuperChoice now includes intelligent error detection that identifies and resolves common issues before payments are submitted:

Invalid fund details:

Automatic validation of ABN, USI, and account numbers before submission

Duplicate payments:

Detection of potential duplicate contributions for the same employee and period

Missing information:

Identifies incomplete employee or fund details that could cause payment failures

Contribution amounts:

Flags unusually high or low contributions for review

5. Automated SuperStream Compliance

All payments through SuperChoice are automatically SuperStream compliant, including:

  • Electronic transmission of both data and payments
  • Correct message formats and data standards
  • Secure transmission using industry-standard encryption
  • Audit trail for all transactions

Benefits of Using SuperChoice

Time Savings

Pay super to all employees with a single click instead of processing individual payments to each super fund.

Cost Effective

Competitive pricing with no setup fees. Pay only for the transactions you process.

Guaranteed Compliance

SuperStream compliance is automatic, reducing the risk of ATO penalties for non-compliant payments.

Employee Satisfaction

Faster super payments mean employees see contributions in their accounts sooner, improving trust and satisfaction.

How to Use SuperChoice with Exacc

Exacc integrates seamlessly with SuperChoice, making super payments effortless:

Step 1: Set Up SuperChoice

Register for a SuperChoice account and link it to your bank account. Exacc provides step-by-step guidance.

Step 2: Connect Exacc to SuperChoice

Enable the SuperChoice integration in Exacc settings. This is a one-time setup that takes just minutes.

Step 3: Process Your First Payment

After completing a pay run, Exacc automatically calculates super and creates a SuperChoice payment file. Review and approve with one click.

Step 4: Track Payment Status

Monitor payment progress in real-time through Exacc's SuperChoice dashboard. Receive notifications when payments are confirmed.

Pricing and Fees

SuperChoice offers transparent, competitive pricing:

  • No setup fees: Get started at no cost
  • No monthly fees: Pay only when you process super payments
  • Per-employee transaction fee: Competitive rates based on payment volume
  • Volume discounts: Lower rates for businesses with more employees

Further Resources

Ready to Streamline Your Super Payments?

Set up SuperChoice in Exacc today and experience effortless, compliant super payments that are ready for Payday Super.

Get Started